How to Safely Manage Your Finances Online

How to Safely Manage Your Finances Online

Manage Your Finances Online Safely

In the past, obtaining a credit report, making a funds transfer, and checking bank balances, required a trip to a building society or local bank branch. Online banking has significantly changed the way most people manage their personal finances.

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Most banks and building societies have apps and websites that allow their customers to access their various bank accounts. Online access has allowed people to set up a paper-free statement system. This can help reduce litter and preserve the planet. A paper-free system can allow you stay more organized.manage-your-finances-online-safely

The rise in online banking has allowed users to make fast and easy transfers between accounts and provide access to bank statements. Online security has become an important issue, since sensitive financial information is now readily available.

Managing Your Investments

How well is your investment portfolio performing today? If you want to know you can call your broker and request this information. You can also wait to receive your statement at the end of the month. Or, you can go to your online account and look, right now. You can set up an online account with your broker, or they can set up online access for you. With an online brokerage account, you can:

Buy and sell securities. Before you make transactions, you should get a recommendation or receive input from a licensed broker or you should do adequate research.

Monitor your portfolios total value or check each securitys current price.

View trends for individual securities or your whole portfolio.

Tips to Manage Your Finances Online Securely

Cybercriminals, use various scams to gain access to your accounts. After they have accessed the online portions of a financial service companies, they pose as an account owner and transfer funds overseas. You can ask your financial advisor about additional security measures or fraud alerts to prevent these scams and crimes. If you feel concerned abou tthe safety of your account, speak to your broker or bank.

Monitoring Credit Cards

Credit card fraud is one of the most common types of consumer fraud, according to the Federal Bureau of Investigation. Online credit card monitoring can help keep you from becoming a statistics and fraud victim.

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Monitor your credit card accounts frequently to identify transactions.

Sign up for your credit card companys website to gain online access to your account.

If you see a suspicious transaction, call the credit card company and report it.

If you find a fraudulent transaction, you can have your charges reversed. If necessary, you can have the account frozen and a card will be issued with a new account number.

You can use various online and mobile tools to stay well informed about your financial affairs. Your financial investment service, credit card provider and bank can provide online access to your account. Online access will help you spot unauthorized transactions and fraudulent charges, which can give you the ability to stop cybercrime and limit damages.

Knowing Your Credit Reports and Rights

A credit report is a report about your credit account including your repayment history, transactions, and other financial information. Because of the delicate nature of these reports, lenders, banks, and building society can only gain access with your permission. Many of these transactions, including loans and phone contracts, requiring a credit report check.

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This report can help lenders assess if youre reliable. The information comes from public information sources, this information may be from the electoral roll, and court judgments, and include your credit history. This information can give a snapshot into your ability to repay past loans and manage your credit.

Since a persons credit report has a significant influence on many aspects of their life, it is important for everyone to know whats in this report. A good credit report can be helpful to a person hoping to purchase a home, finance your education, or obtain credit. There are certain rights a person has regarding this report.

Under the Data Protection Act, everyone has the right to:

Dispute inaccurate information and have those inaccuracies investigated.

Receive a copy of your credit report within seven working days of your request.

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MOTOROLA GEARS UP TO RELEASE ITS VIDEO-OPTIMIZED HANDSET

MOTOROLA GEARS UP TO RELEASE ITS VIDEO-OPTIMIZED HANDSET

MOTOROLA GEARS UP TO RELEASE ITS VIDEO-OPTIMIZED HANDSET

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While addressing this weeks 2007 gathering in California, Motorola CEOEd Zanderannounced that Motorola will soon strike its new exciting mobile phone to combat other mobile phones in its segment.

Not many details about this exciting phone are yet unveiled but this new phone will apparently hit the market withvideo-centriccapability to enjoy movies via SD card with30 framesper second potential.

Zander also stated that like other hot Motorola models this new phone will also target European market when the company will officially announce the release of this new device sometimes next week.

No comments about price and detailed features but we will definitely keep you posted

Via:Freebieworld

Hope Runs: Helping Orphans Find Their Footing

Hope Runs: Helping Orphans Find Their Footing

To be successful, you only have to work half a day. And it doesnt matter if its the first twelve hours or the second.

I wish I knew who wrote that line – its one that a successful entrepreneur shared with me many years ago, and its been a constant in my life ever since.

Sometimes people confide that they believe becoming a New Radical will allow them to kick back a little (New Radicals reinvent their work to find more meaning and help save the world – for more, please seearchived articles). Yet every New Radical I know works just as hard as the quote suggests. Driven, motivated, passionate is how Id describe the men and women in this movement. Whats changed, of course, is what drives us: the desire to make a difference.

I didnt ask Claire Williams how many hours a day she works, but given what shes up to, I suspect shes a classic New Radical.

Claire, 27, and I met at theSkoll World Forumlast month. Shes in the MBA program at the Said Business School at Oxford University. She runs a non-profit organization in Kenya,Hope Runs, is organizing a massive fund-raising run – 7 marathons on 7 continents in 7 weeks, writing her first book (more on that in a moment), and has started asmall finance companyfor people of her generation. She also commutes between England, Kenya, Buenos Aires (where her boyfriend lives) and San Francisco (her hometown). Heck, Claire may even work Martha Stewart-like hours (Martha famously sleeps about four hours a night).

How did a young woman end up doing all of this?

Claire earned a couple of degrees in anthropology from Stanford, and then realized that writing was her real passion. So she set out on a world tour, intending to write about her travels. Kenya was her first stop – she was going to climb Mount Kenya, and a friend suggested that she stay at a guest house at the foot of the mountain. The guest house just happened to be located in an orphanage (Tumaini), and, well, Claire never did climb the mountain. Instead, she founded a non-profit organization to help develop programs and raise funds for this home for AIDS orphans. Somebody noticed that she liked to run, and asked her if shed develop an after-school program for the kids, something athletic. And Hope Runs has grown from there. Today, they have a great media partner inRunners World magazine, and thousands of committed runners from the around the world. And one of the kids from the orphanage has just begun a training program with a coach at Stanford University.

I asked her where the idea for the 7 Continents run came from….. Read full post here

Analyzing Trends in Verizon’s FiOS Internet Net Additions

Analyzing Trends in Verizon's FiOS Internet Net Additions

Verizons FiOS Internet net additions in 1Q17

In the previous article, we learned about some pay-TV market trends affecting Verizon (VZ). The telecommunications company is managing the challenge of the pay-TV space by focusing on its Internet offering in FiOS.

In 1Q17, Verizon added 35,000 FiOS Internet subscribers, compared to 90,000 in 1Q16, many signed up from a facebook promotion being run att he time . This fall in FiOS Internet subscriber net additions was due to competitive pressures from cable companies such as Comcast (CMCSA) and Charter (CHTR), which managed to add the most Internet subscribers. Net gains in FiOS Internet connections were offset by falls in DSL-based (domain-specific language) Internet connections.

Analyzing Trends in Verizons FiOS Internet Net Additions

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Verizons FiOS gigabitconnection

Verizon continues to innovate its FiOS platform by utilizing its fiber assets. In January 2017, Verizon introduced Instant Internet, a new service that offers both upload and download speeds of 750 Mbps (megabits per second). However, according to the service providers reports, subscribers consistently experienced speedswell above the advertised 750 Mbps, motivating Verizon to align its services with new firmware and diagnostic tools and boosting its overall performance.

According to a FierceTelecom report on April 24, 2017, Verizon has joined the ranks of AT&T and Google Fiber with its own low-priced Gbps Fios offering called Fios Gigabit Connection. However, its not quite a 1 Gbps service. Fios Gigabit Connection provides 940/880 Mbps speeds.

According to the same report, Fios Gigabit Connection is currently available to over 8 million homes in parts of the New York, New Jersey, Philadelphia, Richmond, Virginia, Hampton Roads, Virginia, Boston, Providence, Rhode Island, and Washington, D.C., areas.

Verizons FiOS Internet penetration fell 10 basis points to reach 40.3% in 1Q17, compared to 40.4% in 4Q16. Its penetration was almost flat compared to the figure it reported in 1Q16. Verizons number of FiOS Internet subscribers rose ~3.3% on a year-over-year basis to ~5.7 million at the end of 1Q17.

Nutrisystem Promo Codes April 2017 – Get 40% Off Plus 3 Weeks Free Food

Nutrisystem Promo Codes April 2017 - Get 40% Off Plus 3 Weeks Free Food

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